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Strategic finance · Cash-flow oversight · Executive decision support

Virtual CFO Services: Senior Financial Leadership Without the Full-Time Cost

CFO-level planning, cash-flow oversight, budgets, KPI dashboards and board or investor reporting — scaled to the hours and depth your business needs.

Book a Free 20-Minute Consultation See Plans & Pricing Plans starting from ₹19,999/monthExcluding GST. Final pricing depends on engagement scope.
  • Cash runway
  • Margin
  • Working capital
  • 13-week cash view
  • CFO review
  • Board-ready reporting

Illustrative example — not actual client data

At a glance

  • 6capability areas
  • 24listed activities
  • 3transparent plans
  • 6process steps
When finance has no clear owner

When finance has no clear owner, decisions get harder.

As a business grows, finance becomes more than recording transactions. Leaders need a clearer view of cash, performance, priorities and the decisions ahead.

  1. 01Founder as CFO
  2. 02Cash unpredictability
  3. 03Board and investor pressure
  4. 04No financial compass

Founder as CFO

The challenge

Financial decisions compete with sales, operations, hiring, customer needs and everyday leadership responsibilities.

How we help

Dedicated CFO advisory hours each month to review financial priorities, discuss decisions and agree practical follow-up actions.

The 13-week cash runway

Revenue tells one story. Cash tells you when decisions matter.

Explore how changes in collections and operating payments can affect a simplified cash-flow outlook. A Virtual CFO can help your team review the assumptions, identify pressure points and plan next actions.

Starting cash balance Cash available at the start of week 1. Weekly cash inflows Expected cash receipts — not accounting revenue. Weekly cash outflows Expected cash payments. Reset example Starting cash₹25,00,000Weekly net movement₹50,000Week 4 closing₹27,00,000Week 8 closing₹29,00,000Week 13 closing₹31,50,000First negative weekNone in 13 weeks

Week 13 closing cash: ₹31,50,000 Illustrative example

In this simplified model the cash balance increases each week.

Show the weekly table Illustrative 13-week closing cash
WeekInflowsOutflowsClosing cash
1₹4,00,000₹3,50,000₹25,50,000
2₹4,00,000₹3,50,000₹26,00,000
3₹4,00,000₹3,50,000₹26,50,000
4₹4,00,000₹3,50,000₹27,00,000
5₹4,00,000₹3,50,000₹27,50,000
6₹4,00,000₹3,50,000₹28,00,000
7₹4,00,000₹3,50,000₹28,50,000
8₹4,00,000₹3,50,000₹29,00,000
9₹4,00,000₹3,50,000₹29,50,000
10₹4,00,000₹3,50,000₹30,00,000
11₹4,00,000₹3,50,000₹30,50,000
12₹4,00,000₹3,50,000₹31,00,000
13₹4,00,000₹3,50,000₹31,50,000

This is an illustrative planning tool, not financial advice, a prediction or a representation of actual business results. Figures are examples only. The model uses the same inflow and outflow every week and ignores seasonality, taxes, financing, credit terms and one-off payments.

Discuss Cash-Flow Oversight
Capabilities

Six areas of financial leadership. One agreed operating rhythm.

Explore the six Virtual CFO capability areas and 24 listed activities. Your actual engagement scope depends on the selected plan, business requirements and signed engagement letter.

  • CFO advisory & strategy4
  • Cash & treasury oversight4
  • Budgeting & performance4
  • MIS & reporting4
  • Board & investor support4
  • Finance team oversight4
Capability 01 · 4 activities

CFO advisory & strategy

Regular senior-level financial discussions to help leadership assess priorities, evaluate business choices and maintain accountability for agreed actions.

  • Monthly CFO advisory hours
  • Financial strategy and priorities
  • Decision support for leadership
  • Action plans and follow-up
Discuss CFO advisory & strategy
6-step process

A financial leadership rhythm you can actually follow.

An agreed process establishes the baseline, prioritises the right questions and gives your team a regular structure for review and action.

  1. 1Diagnose
  2. 2Set priorities
  3. 3Build the cadence
  4. 4Review monthly
  5. 5Advise and act
  6. 6Report to stakeholders

Diagnose

Understand the business, existing reports, financial information, management priorities and immediate concerns.

The process does not guarantee improved profitability, funding or growth. Business decisions remain with management.

Plans & pricing

Choose the level of CFO support your business needs.

Three starting levels of financial leadership, scaled by advisory time and review depth. Complex engagements are scoped before the final fee is confirmed. Prices per month in Indian rupees, excluding GST, government fees and third-party fees.

Essential₹19,999 Growth₹39,999 Premium₹79,999

Essential

Early-stage startups

Starting from/month + applicable GST
  • CFO advisory time — up to 4 hours
  • Monthly MIS review
  • Cash-flow monitoring — monthly
  • Budget vs. actual — monthly
Show all 6 Choose Essential

Growth

Most popular

Growing SMEs

Starting from/month + applicable GST
  • CFO advisory time — up to 8 hours
  • Monthly MIS review
  • Cash-flow monitoring — fortnightly
  • Budget vs. actual — monthly
Show all 6 Choose Growth

Premium

Scaling businesses

Starting from/month + applicable GST
  • CFO advisory time — up to 16 hours
  • Monthly MIS review
  • Cash-flow monitoring — weekly
  • Budget vs. actual — monthly
Show all 6 Choose Premium
₹19,999Essential ₹39,999Growth ₹79,999Premium

Compare every feature

Essential Growth Premium Virtual CFO Services: plan comparison
FeatureEssentialGrowthPremium
PriceFrom ₹19,999/monthFrom ₹39,999/monthFrom ₹79,999/month
CFO advisory timeUp to 4 hoursUp to 8 hoursUp to 16 hours
Monthly MIS reviewIncludedIncludedIncluded
Cash-flow monitoringMonthlyFortnightlyWeekly
Budget vs. actualMonthlyMonthlyMonthly
Rolling cash forecastBasic13-week13-week
Annual budgetingBasicDetailedDepartment-level
Working capital reviewQuarterlyMonthlyMonthly
Financial KPI dashboard5 KPIs12 KPIsUp to 20 KPIs
Financial modeling—Not includedBasicAdvanced
Board/investor reporting support—Not includedQuarterlyMonthly
Leadership meetings1/month2/month4/month
SupportEmailPriority + WhatsAppDedicated contact + priority

Plan comparison from our published service packages. Anything not listed is confirmed in your engagement scope.

Prices are starting rates. Final fees, advisory hours, deliverables, reporting cadence and scope are confirmed after a scoping call.

Scope

Clear deliverables. Clear boundaries.

What you receive

  • CFO review notes
  • MIS commentary
  • Financial forecasts
  • Management recommendations
  • Action plans
Final deliverables depend on the selected plan and agreed engagement scope.

Not included

  • Day-to-day bookkeeping
  • Statutory audit
  • Regulated investment advice
  • Transaction execution
Any additional work must be scoped and agreed separately.

A Virtual CFO provides financial leadership and decision support within the agreed scope. It is not a statutory audit, regulated investment advice, a guarantee of financing, profitability or growth, or a full-time CFO employee. Business management remains responsible for decisions and implementation.

Commercial offers

Flexible ways to start and scale.

  • New client welcomeFree 20-minute discovery consultationOne per new client
  • Annual commitment10% off eligible monthly retainers12-month agreement
  • Startup advantage10% off selected Essential packagesBusinesses in their first two years
  • Two-service bundle5% off combined monthly feesEligible, non-overlapping services
  • Three-service bundle10% off combined monthly feesEligible, non-overlapping services
  • Referral reward₹500 service creditAfter the referred client's first paid engagement

Offers do not stack. Eligibility, qualifying services, agreement duration and applicable conditions are confirmed in your proposal.

Who we support

Financial leadership for the stage you're building toward.

Virtual CFO support adapted to your business stage, management needs and financial reporting requirements.

  • Early-stage startups
  • Growing SMEs
  • Scaling businesses
  • Founder-led companies
  • Businesses preparing to raise fundsSupport with financial reporting and preparation — not fundraising guarantees or investment placement.
  • Multi-location businesses

The line shows business stages, not a promise of growth.

FAQ

Virtual CFO Services: what business leaders should know.

5 answers

Expand all Collapse all Ask About My RequirementsTalk to a Specialist
  • How much do Virtual CFO services cost?

    Starting prices are ₹19,999/month for Essential, ₹39,999/month for Growth and ₹79,999/month for Premium, excluding GST, government fees and third-party fees. Final pricing is confirmed after a scoping call based on advisory hours, reporting requirements, business complexity and agreed deliverables. Eligible offers may apply subject to their terms.

  • What is a Virtual CFO?

  • How much CFO time is included?

  • Does a Virtual CFO do our bookkeeping?

  • Why 'starting from' prices?

Related services

Bring deeper analysis into your financial decisions.

Clarity in every number starts with one conversation.

Book a free 20-minute discovery call. We'll understand your requirements, recommend a suitable level of Virtual CFO support and confirm the scope in writing before work begins.

  • Free 20-minute consultation
  • No obligation
  • Clear, practical next steps
Book My Free Call Let's talk
Free 20-minute consultation

Discuss Virtual CFO Services

Tell us where you are today. We'll recommend a suitable plan and confirm the scope in writing before any work begins — no obligation.

  1. We review your requirement.
  2. We get in touch to discuss the scope.
  3. You receive a recommended plan and a written scope.

Please don't send passwords, bank details or confidential financial documents with this enquiry.

Which Virtual CFO plan interests you?Step 1 of 3 — Plan
Download PDF

Take the Virtual CFO Services brochure with you

Senior financial leadership support without the cost of a full-time CFO. What is included, how we work, the quality checks we run and answers to common questions, in one branded PDF.

Download the service brochure Quality process PDF Read the quality process You'll be asked for your details for each download.